GiftedPath Privacy Statement

Protecting your privacy is a top priority at GiftedPath. We want you to understand how we handle the personal information about you that we may obtain and the high standards we employ to safeguard this information. GiftedPath collects personal information in our capacity as service providers on behalf of entities that provide services to 529 plans (each, a "529 Plan Administrator"), as well as through other web sites that we maintain. This statement covers all of the information handling practices for GiftedPath. This statement covers our practices in connection with your use of the giftedpath.com web site.

Information We May Obtain

We may obtain your personal information from the following sources:

Security of Your Personal Information

GiftedPath is committed to earning and keeping your trust. We understand the need for your personal information to remain secure and private, and we have implemented policies and procedures designed to safeguard your information. We restrict access to nonpublic personal information about you to those employees who need that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

Please remember that you also play a valuable part in data security. You should never share your account information, user name or passwords (if applicable) with anyone. If you feel your password has been compromised, you should change it immediately.  Further, you are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on the web site or other web sites we maintain, and for logging off of your account and any protected areas of a web site we maintain. If you become aware of any suspicious or unauthorized conduct, you agree to contact GiftedPath immediately.

How We Handle Your Personal Information

We do not provide your information to any affiliated or unaffiliated third parties to enable them to market their products and services directly to you, nor do we share your information with affiliated or unaffiliated third parties other than for everyday business purposes such as to process your transactions, maintain your accounts, respond to court orders and legal investigations or report to credit bureaus.

Use of Cookies and other Technologies

Our web servers place and read "cookies" on the GiftedPath web site and other web sites that we maintain for a variety of purposes. Cookies are small data files that are stored on an Internet user's web browser by a web server. One important use of cookies is to help identify you while you are using the GiftedPath web site or other web sites that we maintain. Consequently, if your browser does not accept cookies, you may be unable to use the GiftedPath site and other web sites that we maintain. You will, however, be able to browse the GiftedPath web site and other web sites that we maintain as a visitor. The information GiftedPath collects from cookies and web server logs is used to administer your gift contribution and customize information you receive when visiting the GiftedPath web or other site we maintain. GiftedPath may also use and share aggregate information from cookies and web server logs to analyze and improve our web service offerings. This information does not identify individual visitors or customers.

As is true of most web sites, we gather certain information automatically and store it in log files. This information may include the internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information to analyze trends, to administer the GiftedPath web site and other web sites that we maintain, to track users' movements around the web sites and to gather demographic information about our user base as a whole.

We employ cookies and/or small pieces of code known as "web beacons" or "clear gifs" that, on an anonymous basis, count users that have visited a page that contains these web beacons. We use web beacons to help us better manage content on the 529 plan web sites and other web sites that we maintain and to determine which content is effective. Web beacons on the 529 plan web sites and other web sites that we maintain are not used to collect personally identifiable information about you. Finally, we may use web beacons in our HTML-based emails to let us know which emails have been opened by recipients so that we may gauge the effectiveness of our communications. If you would like to opt-out of these marketing emails, please see the instructions in the email regarding how to opt-out.

If you have not opted-out of receiving marketing messages, we may use information from our log files, cookies or web beacons to help us make those communications more useful or interesting to you.

As a result of your accessing the GiftedPath web site and other web sites that we maintain, we may collect information about your web site usage. We utilize this data in conjunction with data from the rest of our online visitor population to determine how to provide better products or services. The reports which are created from web site usage information contain aggregate visitor statistics and will not personally identify you.

Choices Regarding the Receipt of Marketing Messages

You may choose whether and to what extent you receive marketing messages from us related to a GiftedPath. If you do not wish to receive marketing messages, you may opt out by following the instructions in the email regarding how to opt-out. We reserve the right to send you specific administrative notices that are required by law, regulation, or as needed to service your GiftedPath account.

Collection of Information from Children

None of the GiftedPath products or services we offer or maintain is intended for purchase or use by children.

Changes to This Privacy Statement

If we materially change this statement or our information-handling practices as described in this statement, we will notify you by email and/or through a notice on the GiftedPath web site, as applicable.

Additional Rights

In addition to the rights described in this policy, please note that you may have additional rights under state law.

Last updated December 2017